Structured Financial Reports for Bank Loans & Credit Approvals
At N RAJAN AND CO, we specialize in preparing professionally formatted and RBI-compliant CMA Data (Credit Monitoring Arrangement) for businesses seeking bank loans, working capital limits, or credit enhancements.
Whether you're applying for a new loan, renewing existing limits, or seeking enhancement in working capital, accurate and well-structured CMA Data is essential for fast loan processing and approval.
With years of experience working with MSMEs and banks across Tamil Nadu, we ensure your CMA reports meet all financial and technical requirements of financial institutions.
What is CMA Data?
CMA Data is a detailed financial report required by banks and financial institutions to evaluate a borrower's creditworthiness. It helps lenders assess the financial health, repayment capacity, and projected performance of your business.
Our CMA Data Package Includes:
- Existing & Proposed Fund-Based and Non-Fund-Based Limits
- Past Performance - Audited Financials (3 years)
- Projected Financial Statements (3-5 years)
- Ratio Analysis
- Working Capital & Term Loan Assessment
- Assumptions & Justifications for Projections
- Cash Flow and Fund Flow Statements
- Statement of Net Worth
Who Needs CMA Data?
- MSMEs and SMEs applying for working capital or term loans
- Manufacturers and exporters seeking credit enhancement
- Traders and service providers renewing bank limits
- First-time borrowers applying under PMEGP, CGTMSE, or other subsidy-linked schemes
- Businesses applying to private or nationalized banks (SBI, Indian Bank, Canara Bank, etc.)